Stocks are too risky, bonds pay too little. Where do I invest? – CNNMoney

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Planning young: a retirement roadmap

I’m 64 and would like to retire. Problem is, if I invest in stocks I risk losing money to a huge correction, and if I invest in safe fixed-income investments I earn only 1% to 2%. Either way, retirement seems elusive, if not impossible. What’s someone in my situation to do?–Jim

I hear you. Even though stock prices have been hitting record highs of late, there’s still that entirely legitimate concern that stock prices could suddenly crater as they have many times in the past (and no doubt will at some point in the future).